One potential way to save money consistently is to arrange automatic transfers from your checking to your savings account on paydays. This idea can be also applied to RMDs as we get older. While we may be forced to take required minimum distributions out of qualified accounts, there are no restrictions on how you choose to use that money. One idea we’ve discussed with clients is re-saving those funds by depositing them into non-qualified accounts. Call us. We’d be happy to explain how this play can increase your savings. We’re always here to help.