Learn How the

3 Principles

Can Help You In Retirement Planning.

Call us to attend an upcoming event or call for an appointment today.

senior couple drinking coffee together outside of cafe three principles retirement plan columbus oh
Three Principles Philospohy

Every retirement plan should have an overall strategy.

In fact, we believe in having a strategy for our approach to retirement planning as well. When you work with DPG Senior Signature Solutions, you’ll find three principles at our core. We use these ideas as a guide when helping you to protect and secure your financial future. Come find out how the “3 principles” have helped thousands of retirees reach their goals with peace of mind.

senior woman baking three principles retirement plan columbus oh

Principle 1: Keep Your Money Safe

Generally, people have a couple of different approaches to retirement savings. First, when you’re still in “earning” mode and working, you might have more money invested in the stock market. Likely, this is because you are not yet dependent upon the money in your retirement accounts. So, you may choose a “buy and hold” approach to retirement. Further, while you are still working, you may be open to more risk.

Of course, the stock market can (and does) go down. If your account value drops during working years, you may still have time to recover from any losses before retirement. However, once you are in (or near retirement), you may be looking for an alternative. In other words, as you age, you may be looking to keep more of your money safe.

That’s why we focus on keeping your money safe from market losses. We believe retirees deserve to have confidence that they won’t lose their principal, no matter what happens in the market. You’ve worked hard for your money. Now’s let’s protect it.

Principle 2:
Keeping It Simple Is Important

Who says retirement has to be complex? We certainly don’t. In fact, we believe that simple plans can be effective plans. Some retirees have to spend time watching their retirement accounts and managing their money. However, we believe that the right plan, and the right advisor can make things easier for you.

If you choose a retirement options that provides a guaranteed income for life, then you have one less thing to think about. Of course, we meet with clients every year (or more) to review their plan and circumstances. If any changes happen, we can look at how those might impact your plan. Overall, however, we help you set up a long-term plan. Simplicity has its benefits.

One of the biggest concerns we hear from retirees is this: Will my money last? Our methods help you ensure you will never run out of money in retirement. In fact, we believe in a simple plan for doing so. Using fixed index annuities, certain life insurance products, and other strategies, we can help you keep things simple and safe.

Of course, the stock market can (and does) go down. If your account value drops during working years, you may still have time to recover from any losses before retirement. However, once you are in (or near retirement), you may be looking for an alternative. In other words, as you age, you may be looking to keep more of your money safe.

That’s why we focus on keeping your money safe from market losses. We believe retirees deserve to have confidence that they won’t lose their principal, no matter what happens in the market. You’ve worked hard for your money. Now’s let’s protect it.

couple walking in park with umbrella during fall three principles retirement plan columbus oh

Principle 3: Keep A Reasonable Rate of Return

First, we help protect your money. Next, we keep things simple. Finally, we work with you to help you achieve a reasonable rate of return. Often, if you look for conservative places to put your money, the rate of return is disappointing. However, we use strategies that allow our clients to see an increase in rate when indexes are up. Yet, they do not lose money if that index is down. This method gives our clients protection as well as a reasonable rate of return.

With our 3 principle philosophy, you don’t have to decide between safety or reasonable rate of return. In fact, you can have both. In addition, you can benefits in other ways from using products such as fixed index annuities or certain indexed universal life insurance policies. Maybe you are looking for better rates of return than you can get with your bank or CD. Or, perhaps you like the idea of keeping money safe but would still like a reasonable rate of return. Then, call us to find out what your options are.

Learn how the "3 Principles"
can help you in retirement.

Call us to attend an upcoming event or call for an appointment today.

Scroll to Top